Bristol Kit Car Club and Forum - BKCC

Introduce Yourself Here And Have A Chat => Kit Car Discussion - Click Here => Topic started by: stevel on 15, April, 2016, 10:50:57 AM

Title: Insurance
Post by: stevel on 15, April, 2016, 10:50:57 AM
Hi Guys

Been a while since I've been on here.  Lots of excuses, so wont bore you with those!!  Just getting the Tiger out of hibernation ready for MOT etc.  Also got the insurance renewal.  Usual merry dance with Adrian Flux pushing prices up so got competitive quote from AIB around £50 cheaper but different insurer (Markerstudy).  Currently with KGM Classic with Flux.  So look at reviews of Markerstudy just to get a feeling.  They are truly awful.  So back to Flux to beat them up and they give me a competitive quote now from Highway, check reviews, guess what truly awful.  As a comparison looked at KGM reviews, surprise surprise absolutely awful.  So who are you guys with and any experiences?  Luckily in the 7 years so far have not needed any claims only a recovery due to putting a whole in the sump.

Not sure which way to go, basically save £50 and go with a shit company from an already shit company??
Title: Re: Insurance
Post by: benchmark51 on 15, April, 2016, 11:11:07 AM
I had a year with AIB, they were really helpful. Second year I had 2 policies with them which was ok. This year asked for another quote on a third car and they were crap. So looks like all change again when renewal comes around. I'm the only driver of all my vehicles, less than 2k miles on each per year, 45 years driving experience, never made a claim and a clean licence.
Title: Re: Insurance
Post by: sanzomat on 15, April, 2016, 01:39:38 PM
I guess the problem with reviews for insurance is that nobody ever writes a review to say how good their insurer is but they are quick to vent off when its bad. Even when you are getting good service you probably have other (bad) stuff on your mind still.

Always worth ringing around the various specialists each time you renew, I never accept the renewal quote!
Title: Re: Insurance
Post by: benchmark51 on 15, April, 2016, 02:28:25 PM
Thats not entirely true. When I started using AIB I gave a glowing review on both service and price, which was why I insured through them the following year and added my kit car as well. However they became a much less attractive proposition this year.

Apparently although we earn our NCB over years of careful driving and by not making any claims against them, after you insure 1 vehicle you revert to being an inexperienced nutcase of a driver that has to pay an extortionate amount for the smallest low powered car.

Choosing car insurance nowadays is just a matter of finding which of them is going to rob you less
Title: Re: Insurance
Post by: stevel on 15, April, 2016, 04:14:30 PM
So basically you pay your money take your choice and hope it all goes well!!  Thanks for the replies so far, good feedback as always.
Title: Re: Insurance
Post by: 'The Gaffer' on 15, April, 2016, 05:54:46 PM
The time to tell is always when you have to claim, but all I can say is AIB have been very competitive for me and I have 2 cars and a van insured through them. They are also easy to talk to and not pushy like some others I have had experience with.
Title: Re: Insurance
Post by: Facial Hair Optional on 15, April, 2016, 08:40:40 PM
Quote from: sanzomat on 15, April, 2016, 01:39:38 PM
I guess the problem with reviews for insurance is that nobody ever writes a review to say how good their insurer is but they are quick to vent off when its bad. Even when you are getting good service you probably have other (bad) stuff on your mind still.

Always worth ringing around the various specialists each time you renew, I never accept the renewal quote!

Exactly mate, I could not agree more Dave. I always haggle and play one off against the other. They DO want your business (they just don't know it yet!)  :)
Title: Re: Insurance
Post by: Facial Hair Optional on 15, April, 2016, 08:42:29 PM
All with AIB and as far as I am concerned good prices (£130 to £185)
Title: Re: Insurance
Post by: sanzomat on 15, April, 2016, 10:36:05 PM
Quote from: benchmark51 on 15, April, 2016, 02:28:25 PM
Thats not entirely true. When I started using AIB I gave a glowing review

I agree lots of us have been impressed with the service from AIB and have said so but they are the broker, not the insurer - the OP was saying about reviews of the insurers that the broker's quotes were based on.
Title: Re: Insurance
Post by: paintman on 15, April, 2016, 11:41:16 PM
(Quote)
"I guess the problem with reviews for insurance is that nobody ever writes a review to say how good their insurer is but they are quick to vent off when its bad. Even when you are getting good service you probably have other (bad) stuff on your mind still. "   (Quoted)


I'm insured with Markerstudy as the Underwriter with A-Plan.

I can tell you that they are really good if you have an accident which I unfortunately did last year leaving Track
Developments in the lanes.  :-[

They coughed up £1500+ and repairs to the other car for repairs and spraying......they didn't even moan about
the special paint finish!! ;D ;D

What's more, I only paid £50 excess! :o
Title: Re: Insurance
Post by: Bulldog Bri on 16, April, 2016, 10:05:11 AM
All three cars are with AIB as well. And as long as the price is a good one I'll be staying with them. ::) Just about to do mine for another year. Inc commuting.

8)
Title: Re: Insurance
Post by: sanzomat on 16, April, 2016, 10:57:21 AM
Quote from: paintman on 15, April, 2016, 11:41:16 PM
(Quote)
"I guess the problem with reviews for insurance is that nobody ever writes a review to say how good their insurer is but they are quick to vent off when its bad. Even when you are getting good service you probably have other (bad) stuff on your mind still. "   (Quoted)


I'm insured with Markerstudy as the Underwriter with A-Plan.

I can tell you that they are really good if you have an accident which I unfortunately did last year leaving Track
Developments in the lanes.  :-[

They coughed up £1500+ and repairs to the other car for repairs and spraying......they didn't even moan about
the special paint finish!! ;D ;D

What's more, I only paid £50 excess! :o

That's reassuring 'cos AIB placed me with Markerstudy. I'll still try not to crash though!
Title: Re: Insurance
Post by: paintman on 16, April, 2016, 11:25:48 AM
I did it on purpose to test them.....honest!!! :P :P
Title: Re: Insurance
Post by: Facial Hair Optional on 16, April, 2016, 01:34:40 PM
I must check who AIB has placed me with now!!
Title: Re: Insurance
Post by: Bulldog Bri on 16, April, 2016, 03:44:51 PM
Quote from: Bulldog Bri on 16, April, 2016, 10:05:11 AM
All three cars are with AIB as well. And as long as the price is a good one I'll be staying with them. ::) Just about to do mine for another year. Inc commuting.

8)

Just checked Anna's recent renewal, and that's with Makerstudy to.

8)
Title: Re: Insurance
Post by: peterw on 16, April, 2016, 09:45:07 PM
Got my two cars and the house ins with A plan, been ok so far, also included free european recovery  ;D